Kathleen M. Rehl, Ph.D., CFP®, CeFT® Emeritus wrote the award-winning book, Moving Forward on Your Own: A Financial Guidebook for Widows. She owned Rehl Financial Advisors for 18 years before retiring to a six-year encore career empowering widows. Now happily “reFired” in her 77th year, Rehl writes legacy stories, poetry, and letters . . . plus assists several nonprofits. Her work has been featured in the New York Times, Wall Street Journal, Kiplinger’s, CNBC, USA Today, and other publications. Her website is https://kathleenrehl.com.